Running a used car dealership isn’t just about selling vehicles—it’s about managing inventory, protecting assets, staying compliant with regulations, and ensuring your business stays on the road. Whether you operate in Jackson, Hattiesburg, Gulfport, or anywhere in Mississippi, your dealership faces daily risks that could cost thousands if you’re not properly insured.
At Okee Insurance, we specialize in Car Dealer Insurance, including UIIA-compliant coverage, garage liability, dealers open lot, and more, all tailored for used car and truck dealers.
🚗 Why Insurance Is Critical for Used Auto Dealers
Every car on your lot is an investment—and every customer interaction comes with potential liability. Without the right coverage in place, a single accident, theft, or fire could cripple your business financially.
Used auto dealers in Mississippi must also meet specific licensing and insurance requirements to operate legally and maintain credibility. Okee Insurance makes compliance easy while maximizing your protection.
🛡️ What Coverage Does a Used Car Dealer Need?
At Okee Insurance, we offer a complete Garage Package Policy designed specifically for used car and truck dealerships. It includes:
🛡 Commercial Property – Protects your office, buildings, signage, and contents from fire, storms, theft, and vandalism.
🛡 Garage Liability (with E&O Enhancements) – Covers bodily injury and property damage that occurs during test drives, servicing, or day-to-day operations.
🛡 Garagekeepers Insurance – Covers customer vehicles left in your care for servicing or test driving.
🛡 Dealers Open Lot Coverage – Protects the cars on your lot from hail, theft, fire, and other covered damages.
🛡 Crime Insurance – Helps recover losses due to employee theft, forgery, or fraud.
🛡 Inland Marine Insurance – Covers vehicles in transit, mobile equipment, and tools stored off-site.
🛡 Excess Liability Coverage – Adds extra protection when a basic policy limit isn’t enough.
Whether you have 10 vehicles or 200, our policies grow with your business and keep your assets protected.
🔧 Who Needs Car Dealer Insurance?
✅ Independent used car dealers
✅ Franchise or multi-location lots
✅ Truck and trailer dealerships
✅ Motorcycle and power sports dealers
✅ Repair centers with sales operations
✅ Dealers participating in UIIA or requiring port access
If you buy, sell, or repair vehicles, you need protection against liability, damage, and compliance issues. Okee Insurance ensures you’re covered and qualified.
📍 Why Jackson Dealers Trust Okee Insurance
✅ Local knowledge of Mississippi regulations
✅ Fast filing for dealer licensing & UIIA compliance
✅ Competitive rates with bundled garage policies
✅ Quick turnaround on certificates and claims
✅ One agency for sales, service, and fleet coverage
We understand the used car business, and we tailor your policy to match your risk profile and sales volume. No guesswork. No gaps. Just coverage that works.
🚀 Get a Quote. Keep Your Dealership Moving.
Don’t let unexpected claims or missed requirements shut your lot down. Let Okee Insurance protect your investment and keep you on the road to success.
📞 Call (601) 372-0516
📍 Visit 1810 Hwy 80 West, Jackson, MS 39204
📠 Fax: (601) 372-0924
📩 ashley@livelifeinsured.net
🌐 Request your quote today at livelifeinsured.net
Okee Insurance – Trusted by Mississippi Dealers. Built for the Road Ahead. Live Life Insured.
